Competitive interest rates and unparalleled personal service-that’s the great combination you will receive at Citizens Bank & Trust. And it’s a combination that can put you behind the wheel of a new car, or help you enclose your carport to create a family room, add another bedroom, install the latest appliances in your home, or put that new boat in your garage.

See us today for loans that meet the needs of your personal borrowing requirements, including:

Print the credit application, fill in the required information and either mail/fax using the information below or simply bring it in to any of our convenient locations.


Citizens Bank and Trust Co.

Attn: Loan Department

PO Box 469

Van Buren, AR 72957



(479) 474-4630

*.25% off interest rate if you sign up for automatic draft from a Citizens Bank and Trust account.


If you have found yourself dreaming about buying a new home, building a new home or re- financing your existing mortgage, Citizens Bank & Trust is ready to help!

You’ll find our service prompt and efficient and our mortgage loan professionals qualified to answer all of your questions and concerns about what will likely be the largest purchase you will ever make.

We can and will assist you in securing:

  • Long-term, fixed rate FHA/VA loans
  • Conventional loans
  • Construction loans
  • ADFA loans for low to moderate income families and first-time home buyers
  • Second mortgage loans
  • Property acquisition loans
  • Financial Counseling

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