Terms of Use

Please review the Citizens Bank & Trust Company website Terms of Use. All access to and use of this website is governed by these terms. Entering into this website indicates that you have reviewed the website Terms of Use and have agreed to be bound by these terms.


All information provided on this website is subject to change without notice. While efforts have been made to make this website helpful and accurate, due to the open nature of this website, and the potential for errors in the storage and transmission of digital information, Citizens Bank & Trust Company does not warrant the accuracy of information obtained from this website. All materials posted on this site are “As Is” and no warranties are expressed or implied. Citizens Bank & Trust Company disclaims all warranties including the implied warranty of merchantability and fitness for a particular purpose. Citizens Bank & Trust Company does not warranty that functions contained on this site will be uninterrupted or error free, that defects will be corrected, or that this site or the server are free of viruses or other harmful components. Citizens Bank & Trust Company does not warranty or represent the use of the materials on this site in terms of their correctness, accuracy, reliability, or otherwise.


Access to this website is limited to viewing the linked web pages solely for legitimate business purposes to access the information provided by Citizens Bank & Trust Company. Any access or attempt to access other areas of the Citizens Bank & Trust Company computer system or other information contained on the system for any purposes is strictly prohibited. You may not use any information contained on this website other than in connection with a legitimate business purpose.


This website contains many Citizens Bank & Trust Company and third-party trademarks and service marks. All marks are the property of their respective companies. All rights in the intellectual property contained in this website including copyright, trademarks, trade secret and patent rights are reserved. Access to this website does not constitute a right to copy or use any of the intellectual property of Citizens Bank & Trust Company or its suppliers. Statutory notice contained herein represents trademark status in the United States.


This Site may be linked to other sites, which are not maintained by Citizens Bank & Trust Company. Citizens Bank & Trust Company is not responsible for the content of those sites. The inclusion of any link to such sites does not imply endorsement, sponsorship, or recommendation by Citizens Bank & Trust Company of the sites. Citizens Bank & Trust Company disclaims any liability for links: (i) from another website to Citizens Bank & Trust Company; and (ii) to another website from Citizens Bank & Trust Company.


All materials contained on this Site are subject to the ownership rights of Citizens Bank & Trust Company and its Partners. Citizens Bank & Trust Company hereby authorizes you to make a single copy of the content herein for your use in learning about, evaluating, or acquiring Citizens Bank & Trust Company services or products. You agree that any copy made must include the Citizens Bank & Trust Company copyright notice. No other permission is granted to you to print, copy, reproduce, distribute, transmit, upload, download, store, display in public, alter, or modify the content contained on this Site.


All remarks, suggestions, ideas, graphics or other information communicated to Citizens Bank & Trust Company through this Site will forever be the property of Citizens Bank & Trust Company. Unless otherwise specified in writing or on the website, all material submitted to Citizens Bank & Trust Company will be presumed to be public and Citizens Bank & Trust Company will not be required to treat the information as confidential. Citizens Bank & Trust Company shall have exclusive ownership of all present and future existing rights in the information, without compensation to the person sending the information.


Citizens Bank & Trust Company may collect various types of information from site visitors. Citizens Bank & Trust Company will collect transactional information from individuals, companies and organizations that use our website. The Citizens Bank & Trust Company web server also collects general data pertaining to every Site Visitor, including the IP address, the domain name, the web page, the length of time spent on the Site, and the pages accessed while visiting the Site. This information is collected to, among other things, aggregate statistical information, facilitate system administration, and improve the content of the Site. Citizens Bank & Trust Company may also retain the content of the communications that are sent to Citizens Bank & Trust Company customer service representatives. This information helps Citizens Bank & Trust Company to improve/respond to Visitors’ inquiries regarding the Site.


Citizens Bank & Trust Company places the utmost importance on protecting information transmitted via the Site and will take security precautions to protect all such information; however, Citizens Bank & Trust Company cannot guarantee that any electronic commerce is totally secure. Citizens Bank & Trust Company will take measures to secure and protect all customer-specific information from loss, misuse, and alteration.


Citizens Bank & Trust Company reserves the right to modify or amend its Terms of Use at any time, and from time to time. Any changes to the policy will be posted on the Site.


These Terms and Conditions shall be construed, interpreted and performed exclusively according to the laws of the State of Arkansas, United States of America. Any legal action with respect to any transaction must be commenced within one year after the cause of action has arisen. The provisions of the Uniform Commercial Code as adopted by the State of Arkansas shall apply.


Questions regarding Citizens Bank & Trust Company ‘s Terms of Use should be directed to Citizens Bank & Trust Company with our contact form or Customer Service, Citizens Bank & Trust Company, PO Box 469,Van Buren, AR 72957, Phone: 479-474-1201.