Mortgage Loans

If you have found yourself dreaming about buying a new home, building a new home or re- financing your existing mortgage, Citizens Bank & Trust is ready to help!

You’ll find our service prompt and efficient and our mortgage loan professionals qualified to answer all of your questions and concerns about what will likely be the largest purchase you will ever make.


We can and will assist you in securing:

  • Long-term, fixed rate FHA/VA loans
  • Conventional loans
  • Construction loans
  • ADFA loans for low to moderate income families and first-time home buyers
  • Second mortgage loans
  • Property acquisition loans
  • Financial Counseling

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Submit your Application, today!