Special Needs Trust

Ensure Lifelong Care with Special Needs Trusts

Citizens Bank and Trust, in collaboration with the Special Needs Estate Planning Taskforce, is dedicated to helping parents of children with special needs navigate the complex process of planning for their child’s future.

We provide expert guidance to answer critical questions like: 

• Who will take care of my child when I can no longer do so?

• How can I provide an inheritance without disqualifying my child from essential government benefits?

Our partnership with the Special Needs Estate Planning Taskforce brings together financial advisors and attorneys with specialized knowledge and personal experience in supporting families with special needs. We offer solutions to help parents avoid common pitfalls, such as:

• The risk of disqualifying your child from Medicaid upon receiving an inheritance.
• The potential legal and financial complications of leaving an inheritance to a sibling instead of directly to your child with special needs.

Our approach includes the use of trusts that comply with all federal and state requirements, ensuring your child’s inheritance does not jeopardize their benefits. We also offer innovative trust solutions designed to attract and retain successor caregivers, providing peace of mind for your child’s future

Sign Up for a Personal Consultation

Schedule a personal consultation with Harry L. Ehrenberg, the Special Needs Estate Planning Taskforce Founder, to discuss how a special needs trust can help secure your child’s future. To sign up, please email CB&T Trust Officer Micah Brown at trust@cbankandtrust.com or call (479) 410-5104.